I have been using the car thing here and there… but Christmas Day I actually just Went Out For A Ride on th e9 mile loop.
The 26th I rode to First Financial Bank. Almost regretting closing that account because it’s really easy to access their bike parking, and … it was a really good experience, that restored my faith that some people *can* manage. It was this person’s first time closing a CD. She reached for and got a binder and found the directions pretty instantly. She followed the directions. Yes, there was a time when the screen didn’t match the directions. Picked up phone: “this is __ from Philo Road. Can I talk to __ or __?” and in less than 2 minutes things were fixed. Another thing that wasn’t working… another call. Finally, time to write the cashier’s check. “Oops, above my limit.” One more phone call — okay, two, because the first everybody was either at lunch or on vacation. Yes, solvable from the distance.
Yes, it took a bit longer, but no “oops, this person is gone, come back tomorrow.”
So I took the little thing across the street to the bank with double the interest and locked it into a CD there. Here, the screen decided to ask my banker for … a password, which it didn’t usually do. Again, though, a phone call or two solved it. Banker knew me from Parkland 😉
Finally went to credit union to open an account. I had totally forgotten about that kind of “prove yourself” process.