So, it occurred to me some time ago that I do a fair amount of purchasing locally, such as at Champaign Cycle and that when I make a purchase wiht a credit card, oh, 3% or so gets siphoned off to DiscoverLand even if it doesn’t cost me anything different. So I started hitting the ATM *especially* for the bigger stuff, including the Dahon. Ya know, that piddling half percent “cash back” doesn’t *really* add up any slower.
So, support your small businesses. Heck, if it’s some big chain that’s *owned* by the credit card company already, ferget it, but You do *not* need that showin’ up on the credit card bill anyway. (Can you tell I’m one of those people who, unless I’ve had to buy a new roof *and* storm doors *and* a dehumidifier the month after two road trips, pays my full balance?)